Credit Applications
January 18, 2024

Apply for a Farm, Commercial or Consumer credit charge account today! Approved accounts can charge and make purchases  at any Co-op Cardlock across western Canada. Charges and purchases can also be made at our Four Rivers Co-op Bulk Stations, Agro Centres and Home Centre. To start, please select the appropriate application listed below: 

You must already be a Co-op member or sign-up to be a Co-op member before applying. 

Charge accounts must be paid in full in NET 30 days. Late payments will be charged 1% interest monthly  12% interest annually. 

PLEASE READ: This not a credit card, but a credit count that can be used to charge and purchase goods from participating Co-op locations.

Farm Credit Application  for registered farms.

Fillable Farm Credit Application  CLICK HERE

Commercial Credit Application  for business, for-profit organizations and non-profit organization.

Fillable Commercial Credit Application  CLICK HERE

Consumer Credit Application  for personal use

Fillable Consumer Credit Application  CLICK HERE

Applications can be faxed, mailed, emailed, or drop off at any Four Rivers Co-op Cardlock office and our Admin office.

  • Email:
  • Fax: 250-567-4355
  • Cardlock Office Locations: Terrace, Houston, Vanderhoof, Prince George, Quesnel and 100 Mile House.
  • Mail: PO box 560, Vanderhoof, BC V0J 3A0

For questions and inquiries please phone our credit department at 1-250-567-0983 or e-mail or