Open a Co-op Credit Charge Account Today!

Co-op supports your business operations by providing credit to approved accounts to help manage expenses and cash flows. Whether you’re seeking Farm, Commercial, or Consumer credit, our accounts are designed to meet your needs. Approved applications enable purchases and charges at Co-op Cardlock locations throughout Western Canada, as well as at Four Rivers Co-op Bulk Stations, Agro Centres locations, and at our Home Centre.

Check out out our list of locations HERE. 

PLEASE READ BEFORE APPLYING: This not a credit card, but a credit account that can be used to charge and purchase goods from participating co-op locations

BENEFITS

• Competitive local pricing on bulk fuel and lubricants
• Scheduled fuel deliveries
• Access to a network of over 390 conveniently located Cardlock fuel stops
• 24/7 Cardlock access
• Clean bathrooms and showers (available at select locations)
• Annual Equity and Cash Back
• and MORE!

HOW TO APPLY

Membership Requirement: A Co-op membership is required to apply. APPLY NOW if you are not already a member.

Select Your Credit Type: Choose the right application form listed below for either your Farm, Commercial, or Consumer needs.

• Farm Credit Application (for registered farms). CLICK HERE
• Commercial Credit Application (for businesses, including non-profits). CLICK HERE
• Consumer Credit Application (for personal use). CLICK HERE

Submit Your Application: Email your application to our credit team at credit@fourrivers.crs or Fax at 250-567-4355

ACCOUNT TERMS AND CONDITIONS

Payment Schedule: Payments are due in full within 30 days (NET 30 terms).

Payment Options: Payments can be made in-person using debit, cash, or cheque (cheques can also be mailed), or through online banking and pre-authorized payments at your financial institution. Payments with credit cards and e-transfers are NOT accepted. 

Late Fee Policy: As of January 1st, 2025 as 2% monthly interest charge will apply on overdue balances (24% annually).

QUESTIONS?

Contact our credit team today! 

• Email: credit@fourrivers.crs
• Direct Line: 1-250-567-0983
• Main Office: 188 East Stewart Street, Vanderhoof BC | OPEN 8:00AM — 5:00PM Monday — Saturday. Closed Sunday and Stat holidays

Cardlock Office Locations: Terrace, Houston, Vanderhoof, Prince George, Quesnel and 100 Mile House.

Mailing Address: PO box 560, Vanderhoof, BC V0J 3A0